SnapFinance-extra.com
We focus on quick help with personal expenses

Cash Loans up to $5,000

Loans from $100 to $5,000

  • check-mark All credit scores welcome
  • check-mark No obligation process
  • check-mark No hidden fees

Speed

Your request is processed automatically. The procedure is fast and doesn’t make you wait for ages. You get the answer in no time.

Safety

We keep your information away from prying eyes. All personal details are secured. You don’t have to worry about your privacy.

Convenience

You don’t need to head down to the bank to beg for money. Submit online without leaving your home – no more long lines and piles of documents!

We take pride in helping out more than 10,000 customers with swift financial assistance

Excellent
9.3 based on 2,156 reviews

Why SnapFinance-extra.com?

  • Fast personal loans from $100 to $5,000
  • Transparent and fair online process
  • Free prequalification
  • No fees for using the service

Our attitude to work is simple: we keep our words and never hide anything from your eyes. We believe that only trust between you and us can lead to positive results. That is why we adhere to three principles in our work:

Simplicity. Simple does not mean bad. We keep everything uncomplicated, yet of high quality. Each step of the process you go through is thoroughly worked out.

Honesty. With straightforward attitude to work and rich experience we do not need to place any nets to catch your eye. We are fair and believe it’s the best policy.

Commitment. We include only respected lenders into our network. Moreover, we keep everything secured. We never disclose any information about you, except in accordance with our Privacy Policy and Terms of Use.

How It Works
Tell About Yourself
It takes up to a few minutes to fill out our online form with some basic information. We’re concerned about your safety and keep your personal details secured.
Get Prequalified
We value your time. After you submit, we’ll connect you with a suitable lender and you’ll receive an answer. If a lender decides to work with you, we’ll redirect you to their website.
Receive Your Cash
The last step is to e-sign the necessary documents and wait till the next business day to have your money transferred directly into your account.
F.A.Q.
Who are you?
We are SnapFinance-extra.com, a platform created with a simple goal to give you the fastest access to a community of reliable lenders.
Do you charge fees for you services?
However, you need to remember that your lender may charge you fees when you draw up a loan agreement and it’s your responsibility to read the terms of this agreement carefully.
What do I have to do to get a personal loan with you?
The process is very easy to complete: you fill in our special form with some personal details of yours, and we send it to our lenders. Then one of them shall get in touch with you and make you an offer.
When a lender approaches me, is there any way I can refuse from a deal?
Sure. You are under no obligation to accept something you don’t want.
My credit score is less than perfect. Do I stand a chance to get a loan here?
We are going to be honest: it’s much easier when you have a good credit. But our lenders are very understanding and they are ready to work with many credit types.
Do you lend money?
We don’t lend money because we are not a lender. But people we cooperate with are lenders. You borrow money from them.
I’m not satisfied with my loan agreement. Can I discuss it with you?
You need to have this conversation with your lender. We are a connecting service and, therefore, don’t have any access to loan agreements of our users.
Is my personal information safe with you?
We have a very strict Privacy Policy and we understand the modern challenges and digital world threats. For this reason, we use advanced safeguards and other security technologies. We take your confidentiality seriously.
Who can use your services?
We are happy to welcome anyone who is a legal resident of the United States and has a stable source of income. However, we have to say “no” to foreigners and minors.
Example of APR & Loan Costs

The present table is given as an example. It shows how your personal loan total cost for the repayment period of 12 months may vary.

Personal loan amount$500$1,000$2,500$5,000
Interest Rate10%10%10%10%
Lender’s Fee3%3%3%3%
Monthly Payment$43,96$87,92$219,79$439,58
Total Payment$527,5$1,055$2,637$5,275

Important Notice: for instance, you borrowed $500 for 1 year. The loan has a fee of 3% ($15) and APR of 10%. In this case you have to pay $43,96 in a month. The total payment will be $527,50 with total interest of $27,50.

APR Our Lenders Offer
Minimum4.95%
Maximum35.99%
What is a personal loan and how can I use it?
A personal loan is an amount of money you borrow with a purpose of covering some personal needs, from an emergency to gift purchasing and home renovation. You can even use personal loans for your debt consolidation As a rule, this type of loans is unsecured. It means that you don’t have to back it up with collateral.
What is APR?
APR stands for annual percentage rate you are charged with when taking a loan. It’s the amount of interest on your loan you are to pay annually. Typically, APR for personal loans runs between 5.99% up to 35.99% and has a 61-day minimum repayment term and a 72-month maximum repayment term. Please, note that since we are not a lender ourselves, we cannot specify any APR. The exact APR and repayment terms depend on your lender and are pointed out in a loan agreement.
Financial Implications (Interest & Finance Charges)
We are not a lender and we cannot predict what fees and interest rate will be applied to the loan you will be offered. It is your lender that will provide all the necessary information about the cost of the loan before you get approved. It is your responsibility to peruse the loan agreement carefully and accept the offer only if you agree to all the terms. Our service is free of charge, and you are under no obligation to accept the terms that the lender offers you.
Implications of Non-Payment
When you accept the terms and conditions for a loan, you enter into commitment to repay the amount you owe according to the specific schedule outlined in the documents. In the event of non-payment, additional charges may be applied. Late payment penalties vary by lender, and as fundsspace.com is not involved in the lending process, we cannot supply any information on the fees you will incur if any default occurs. For more information, please contact the lender directly if you have any issues relating to your loan repayment.
Potential Impact to Credit Score
We are not a lender and we do not check your credit standing and credit capacity. When you submit a request at our online platform, this is considered a soft inquiry and does not impact your credit score. However, some lenders may carry out a credit check to ascertain your eligibility for a loan. Most likely they will turn to any of the three major credit bureaus (Transunion, Experian and Equifax) that is in most cases considered a hard inquiry and may affect your credit score.
Collection Practices
We are not involved in any debt collection practices and cannot make you aware of any of them. Your lender will specify their collection practices in your loan agreement. If you have any questions regarding the issue, please, address them to your lender. For more information visit our page for Responsible Lending.
Loan Renewal Policies
Loan renewal options are not always available. It is therefore advisable to clarify whether the option is available with your lender. Be sure to carefully peruse the renewal policy presented in the agreement you before you sign the documents.
When money are transferred to my account?
It depends on you, your lender and your bank. You may receive your funds on the next business day if everything goes smoothly.
How and when do I make payments?
You don’t have to go anywhere, normally money is automatically deducted from your bank account. The date of payment is defined by your lender and is specified in a loan agreement.