SnapFinance-extra.com

We focus on quick help with personal expenses

Cash Loans up to $5,000

Loans from $100 to $5,000

All credit scores welcome
No obligation process
No hidden fees

Speed

Your request is processed automatically. The procedure is fast and doesn’t make you wait for ages. You get the answer in no time.

Safety

We keep your information away from prying eyes. All personal details are secured. You don’t have to worry about your privacy.

Convenience

You don’t need to head down to the bank to beg for money. Submit online without leaving your home – no more long lines and piles of documents!

We take pride in helping out more than 10,000 customers with swift financial assistance

Excellent

9.3 based on 2,156 reviews

I made several bad decisions in the past and was looking for a way to improve my credit score with a personal loan, but I got rejected again and again. But SnapFinance-extra.com really helped me out here, and now I can consolidate my debt. Thank you a lot.

Gordon Keane

You know what everyone promises; they say you’ll get money on the next day but it never happens. I was in a tough situation and was out of options where to get a personal loan when I stumbled across this website. Thank you, SnapFinance-extra.com, your assistance was immediate, indeed.

Anne Underwood

I was in a really tight spot due to a number of medical bills.It was embarrassing that I literally didn’t know where to go. There were some attempts to borrow but they all failed since my score wasn’t a perfect one. Lucky for me, !{htmlWebpackPlugin.options.domain} was different. Here I found a lender who provided me with a loan. Thank you all, guys, you deserve all five stars

Dawn Turner

Why SnapFinance-extra.com?

Fast personal loans from $100 to $5,000
Transparent and fair online process
Free prequalification
No fees for using the service

Our attitude to work is simple: we keep our words and never hide anything from your eyes. We believe that only trust between you and us can lead to positive results. That is why we adhere to three principles in our work:

Simplicity. Simple does not mean bad. We keep everything uncomplicated, yet of high quality. Each step of the process you go through is thoroughly worked out.

Honesty. With straightforward attitude to work and rich experience we do not need to place any nets to catch your eye. We are fair and believe it’s the best policy.

Commitment. We include only respected lenders into our network. Moreover, we keep everything secured. We never disclose any information about you, except in accordance with our Privacy Policy and Terms of Use.

How It Works

Tell About Yourself

It takes up to a few minutes to fill out our online form with some basic information. We’re concerned about your safety and keep your personal details secured.

Get Prequalified

We value your time. After you submit, we’ll connect you with a suitable lender and you’ll receive an answer. If a lender decides to work with you, we’ll redirect you to their website.

Receive Your Cash

The last step is to e-sign the necessary documents and wait till the next business day to have your money transferred directly into your account.

F.A.Q.

Who are you?

We are SnapFinance-extra.com, a platform created with a simple goal to give you the fastest access to a community of reliable lenders.

Do you charge fees for you services?

However, you need to remember that your lender may charge you fees when you draw up a loan agreement and it’s your responsibility to read the terms of this agreement carefully.

What do I have to do to get a personal loan with you?

The process is very easy to complete: you fill in our special form with some personal details of yours, and we send it to our lenders. Then one of them shall get in touch with you and make you an offer.

When a lender approaches me, is there any way I can refuse from a deal?

Sure. You are under no obligation to accept something you don’t want.

My credit score is less than perfect. Do I stand a chance to get a loan here?

We are going to be honest: it’s much easier when you have a good credit. But our lenders are very understanding and they are ready to work with many credit types.

Do you lend money?

We don’t lend money because we are not a lender. But people we cooperate with are lenders. You borrow money from them.

I’m not satisfied with my loan agreement. Can I discuss it with you?

You need to have this conversation with your lender. We are a connecting service and, therefore, don’t have any access to loan agreements of our users.

Is my personal information safe with you?

We have a very strict Privacy Policy and we understand the modern challenges and digital world threats. For this reason, we use advanced safeguards and other security technologies. We take your confidentiality seriously.

Who can use your services?

We are happy to welcome anyone who is a legal resident of the United States and has a stable source of income. However, we have to say “no” to foreigners and minors.

Example of APR & Loan Costs

The present table is given as an example. It shows how your personal loan total cost for the repayment period of 12 months may vary.

Personal loan amount	$500	$1,000	$2,500	$5,000
Interest Rate	10%	10%	10%	10%
Lender’s Fee	3%	3%	3%	3%
Monthly Payment	$43,96	$87,92	$219,79	$439,58
Total Payment	$527,5	$1,055	$2,637	$5,275

Important Notice: for instance, you borrowed $500 for 1 year. The loan has a fee of 3% ($15) and APR of 10%. In this case you have to pay $43,96 in a month. The total payment will be $527,50 with total interest of $27,50.

APR Our Lenders Offer
Minimum	4.95%
Maximum	35.99%

What is a personal loan and how can I use it?

A personal loan is an amount of money you borrow with a purpose of covering some personal needs, from an emergency to gift purchasing and home renovation. You can even use personal loans for your debt consolidation As a rule, this type of loans is unsecured. It means that you don’t have to back it up with collateral.

What is APR?

APR stands for annual percentage rate you are charged with when taking a loan. It’s the amount of interest on your loan you are to pay annually. Typically, APR for personal loans runs between 5.99% up to 35.99% and has a 61-day minimum repayment term and a 72-month maximum repayment term. Please, note that since we are not a lender ourselves, we cannot specify any APR. The exact APR and repayment terms depend on your lender and are pointed out in a loan agreement.

Financial Implications (Interest & Finance Charges)

We are not a lender and we cannot predict what fees and interest rate will be applied to the loan you will be offered. It is your lender that will provide all the necessary information about the cost of the loan before you get approved. It is your responsibility to peruse the loan agreement carefully and accept the offer only if you agree to all the terms. Our service is free of charge, and you are under no obligation to accept the terms that the lender offers you.

Implications of Non-Payment

When you accept the terms and conditions for a loan, you enter into commitment to repay the amount you owe according to the specific schedule outlined in the documents. In the event of non-payment, additional charges may be applied. Late payment penalties vary by lender, and as fundsspace.com is not involved in the lending process, we cannot supply any information on the fees you will incur if any default occurs. For more information, please contact the lender directly if you have any issues relating to your loan repayment.

Potential Impact to Credit Score

We are not a lender and we do not check your credit standing and credit capacity. When you submit a request at our online platform, this is considered a soft inquiry and does not impact your credit score. However, some lenders may carry out a credit check to ascertain your eligibility for a loan. Most likely they will turn to any of the three major credit bureaus (Transunion, Experian and Equifax) that is in most cases considered a hard inquiry and may affect your credit score.

Collection Practices

We are not involved in any debt collection practices and cannot make you aware of any of them. Your lender will specify their collection practices in your loan agreement. If you have any questions regarding the issue, please, address them to your lender. For more information visit our page for Responsible Lending.

Loan Renewal Policies

Loan renewal options are not always available. It is therefore advisable to clarify whether the option is available with your lender. Be sure to carefully peruse the renewal policy presented in the agreement you before you sign the documents.

When money are transferred to my account?

It depends on you, your lender and your bank. You may receive your funds on the next business day if everything goes smoothly.

How and when do I make payments?

You don’t have to go anywhere, normally money is automatically deducted from your bank account. The date of payment is defined by your lender and is specified in a loan agreement.

Disclaimer: SnapFinance-extra.com is NOT a lender, does not broker or provide loans. The purpose of this website is establishing of a reliable connection with financial services providers. We do not represent any of them and we do not promote their loan products. We are not responsible for loan decisions making, do not have any access to loan agreement details and shall not be held accountable for any actions or lack of them of any lender. SnapFinance-extra.com may contain external affiliate links that may result in a commission. The website collects personal data you submit willingly as part of the application process and shares this information with its third-party partners and affiliates. You are under no obligation to access the website, submit your personal details, request a loan, communicate with lenders and e-sign loan agreements.

SnapFinance-extra.com is a free-of-charge service that allows you to submit your personal details and find a potential lender. We do not give guarantees that you will be approached by a lender after submitting your personal details. Note that lender services may not be available in some states. Residents of Arkansas, New York, Vermont and West Virginia will not be able to experience our services. Participating lenders offer loans from $100 up to $5,000. The transaction time depends on your lender and your financial institution. All the questions regarding your loan agreement should be addressed directly to your lender.

You are under no obligation to accept the loan terms offered by any lender. Some lenders may perform credit checks by sending inquiries to reporting credit bureaus such as Equifax, Experian, or TransUnion. These inquiries may have an impact on your credit score. By sending an application in through this website, you acknowledge that we may share your personal information with other parties and that you know that lenders may send an inquiry to reporting credit bureaus. Please note that a personal loan cannot be regarded as a solution to major financial issues and is effective only for short-term funding needs.

Address:

5616 Bay St
Emeryville, CA 94608, USA